**Summary of EFG Holding S.A.E. 3rd Quarter 2025 Results**
EFG Holding S.A.E. reported strong third-quarter 2025 results, with **Group net profit after tax and minority interest reaching EGP846 million** on **operating revenues of EGP6.3 billion**, a 27% year-on-year (Y-o-Y) increase. Total assets stood at **EGP243.7 billion** as of September 2025.
**Key Highlights**
1. **Group Performance**
Revenue growth was driven by **BANK NXT** and **EFG Finance**, offsetting lower revenues at **EFG Hermes**.
Operating expenses grew 19% Y-o-Y due to higher G&A costs, employee expenses, and provisions, particularly at EFG Finance.
Net operating profit and net profit before tax rose 41% and 42% Y-o-Y, respectively, with net profit after tax up 22% Y-o-Y to EGP846 million.
2. **EFG Hermes**
Weak overall performance due to losses in **Holding & Treasury Activities** (EGP220 million), contrasting with strong growth in Sell-side (27%) and Buy-side (16%) businesses.
Total revenues fell 20% Y-o-Y to EGP2.1 billion, with a net loss after tax of EGP171 million. Excluding Holding & Treasury Activities, net profit after tax rose 31% Y-o-Y to EGP543 million.
3. **EFG Finance**
Strong quarter with 38% Y-o-Y revenue growth to EGP1.5 billion, led by **Valu** (79% growth) and **Leasing** (28% growth).
Operating expenses rose 34% Y-o-Y, but revenue outpaced costs, driving a 28% Y-o-Y increase in net profit after tax to EGP261 million.
4. **BANK NXT**
Exceptional performance with 119% Y-o-Y revenue growth to EGP2.7 billion, driven by higher net interest income and non-core asset sales.
Net profit after tax surged 245% Y-o-Y to EGP1.5 billion, with the Groups share at EGP756 million.
Overall, EFG Holding’s robust results were fueled by strong contributions from BANK NXT and EFG Finance, which offset EFG Hermes’ challenges. For detailed financials, visit the provided links. Contact Investor Relations or the Group Head of Strategy for further information.