**Summary of EFG Holding S.A.E. 2Q25 Results (August 14, 2025):**
EFG Holding S.A.E. reported robust second-quarter 2025 results, with **Group net profit after tax and minority interest of EGP802 million** on **operating revenues of EGP6.1 billion**, marking a 21% year-on-year (Y-o-Y) revenue growth. Total assets stood at **EGP207.8 billion** as of June 2025.
**Key Highlights**
1. **Group Performance**
Revenues grew 21% Y-o-Y, driven by strong results from **EFG Finance** and **BANK NXT**, despite flat revenues from **EFG Hermes** due to a high base in 2Q24.
Operating expenses rose 22% Y-o-Y to EGP4.1 billion, primarily due to higher provisions, inflationary pressures, and non-recurring costs related to Valus listing.
Net profit after tax and minority interest increased 2% Y-o-Y, with BANK NXTs strong contribution offset by higher minority interest from Valu and lower Investment Banking performance.
2. **EFG Hermes**
Revenues remained flat at EGP2.7 billion, with a strong recovery in Holding & Treasury, Brokerage, and Buy Side activities offset by a decline in Investment Banking.
Net profit after tax and minority interest fell 11% Y-o-Y to EGP268 million, primarily due to lower Investment Banking profitability.
3. **EFG Finance**
Revenues surged 66% Y-o-Y to EGP1.8 billion, led by Valus 71% growth, Tanmeyah, and Corp Solutions.
Net profit after tax and minority interest declined 14% Y-o-Y to EGP230 million due to higher minority interest charges following Valus share distribution.
4. **BANK NXT**
Revenues increased 30% Y-o-Y to EGP1.6 billion, driven by higher net interest income and gains from investment sales.
Net profit after tax rose 39% Y-o-Y to EGP594 million, with the Groups share at EGP304 million.
Overall, EFG Holding demonstrated resilience across its business lines, with revenue growth outpacing cost increases, despite challenges from inflation, currency fluctuations, and one-off expenses.
For the full report, visit the provided links or contact Investor Relations at **InvestorRelations@efghldg.com**.